PRIVATE CAPITAL

REAL ESTATE FINANCING

When you...

NEED FUNDING QUICKLY

CANNOT SECURE A BANK LOAN

timing

PRIVATE CAPITAL FINANCING

Closes in as little as

2 days to 2 weeks

BANK FINANCING

Closes in as long as

4 to 12 weeks

borrower

PRIVATE CAPITAL FINANCING

Easy income | credit

qualifications

BANK FINANCING

Strict income | credit

qualifications

property

PRIVATE CAPITAL FINANCING

All property types 

condition and use

BANK FINANCING

Restricts property types

condition and use

Structure

PRIVATE CAPITAL FINANCING

Creative structuring of

issues and entanglements

BANK FINANCING

Inflexible structuring of

issues and entanglements

COMMERCIAL
Real Estate Loans
BRIDGE | PURCHASE | REFINANCE | CASH OUT

BUSINESS PURPOSE FINANCING

 

OFFICE | RETAIL | INDUSTRIAL

 

ASSISTED LIVING | HOSPITALITY

 

SPECIAL PURPOSE | SINGLE PURPOSE

 

RESIDENTIAL
Real Estate Loans

BRIDGE | PURCHASE | REFINANCE | CASH OUT

BUSINESS PURPOSE FINANCING

 

SINGLE FAMILY | 2-4 UNIT RESIDENTIAL

 

MULTI-FAMILY (5+ units) |MIXED USE

 

CONDOMINIUMS | TOWNHOMES

 

CONSTRUCTION
Real Estate Loans
COMMERCIAL | RESIDENTIAL | INVESTMENT PROPERTIES

ACQUISITION | BRIDGE

COMPLETION and GROUND UP CONSTRUCTION

ENTITLED LAND | SUBDIVISIONS | LOTS

FIX AND FLIP | REMODEL | REHABILITATION

43 Years of Reliable Performance

 

Testa Capital Group is dedicated to providing private capital real estate financing for a multitude of property types in the commercial, residential and construction related space. We have earned a reputation of success by using private capital to close real estate loans quickly, when borrowers cannot secure conventional bank financing. 

To learn more about Testa Capital Group, the real estate financing we provide, or how you can get involved, we invite you to take a tour of our site. We value our communities and our goal is to create wealth and value with everything that we do, which is why every photo on the closed loan link highlights real estate loan originations for specific properties that we have completed.

Testa Capital Group

Testa Capital Group Offices

Newport Center | Newport Beach | California

Borrowers

If you need funding quickly and/or you cannot secure a conventional bank loan, you have come to the right place. Close in as little as 2 days with limited documentation and easy to no credit and income requirements. Close on any type of property, in any condition, regardless how difficult or complex your current issues or entanglements may be.

Brokers

Obtain an LOI for your client the same day you submit the transaction. The LOI 

outlines terms and conditions of the proposed loan including origination fees and loan costs for you and your clients full transparency and protection. Ability to close quickly for borrowers who cannot secure conventional bank financing, increases your closed loan volume and helps you help your clients close difficult requests.

Investors

​Investors receive strong yields with high current monthly income through private capital short-term Trust Deed Investments.

Secured by well-positioned real estate assets at low loan-to-value ratios with high protective equity. Private borrowers pay higher interest rates which generates higher returns to you. The source of monthly payments through personal and rental income or escrow hold backs and the exit strategy for repayment of the loan through future sale or refinance, are evaluated to ensure payments and payoff are completed as agreed.

Thomas L. Testa, CEO

Private Capital

vs Bank Financing

 Newport Beach, California

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