SOUTHERN CALIFORNIA PRIVATE MONEY LENDING
MOST PROPERTY TYPES - FAST FUNDING - FLEXIBLE TERMS - CREATIVE SOLUTIONS
Loan Programs
COMMERCIAL
Real Estate Loans
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​BRIDGE | PURCHASE | REFINANCE | CASH OUT
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BUSINESS PURPOSE FINANCING
OFFICE | RETAIL | INDUSTRIAL
ASSISTED LIVING | HOSPITALITY
SPECIAL PURPOSE | SINGLE PURPOSE
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RESIDENTIAL
Real Estate Loans
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BRIDGE | PURCHASE | REFINANCE | CASH OUT
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BUSINESS PURPOSE FINANCING
SINGLE FAMILY | 2-4 UNIT RESIDENTIAL
MULTI-FAMILY (5+ units) |MIXED USE
CONDOMINIUMS | TOWNHOMES
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CONSTRUCTION
Real Estate Loans​
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COMMERCIAL | RESIDENTIAL | INVESTMENT PROPERTIES
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ACQUISITION | BRIDGE
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COMPLETION and GROUND UP CONSTRUCTION
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ENTITLED LAND | SUBDIVISIONS | LOTS
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FIX AND FLIP | REMODEL | REHABILITATION
Our Advantage
45 Years of Reliable Performance
Testa Capital Group provides private capital real estate financing for a multitude of property types in the commercial, residential and construction related space.
Through creative and time sensitive financing solutions, we complete the most challenging assignments. We have earned a reputation of success by using private capital to close real estate loans quickly, when borrowers cannot secure conventional bank financing.
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To learn more about Testa Capital Group, the real estate financing we provide, or how you can get involved, we invite you to take a tour of our site. We value our communities and our goal is to create wealth and value with everything that we do. This philosopy is evidenced through our closed loan link, highlighting real estate loan originations we have completed for specific properties located throughourt Southern California
Testa Capital Group
Testa Capital Group Offices
Newport Center | Newport Beach | California
Borrowers
If you need funding quickly and/or you cannot secure a conventional bank loan, you have come to the right place. Close in as little as 2 days with limited documentation and easy to no credit and income requirements. Close on any type of property, in any condition, regardless how difficult or complex your current issues or entanglements may be.
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Brokers
Obtain an LOI for your client the same day you submit the transaction. The LOI
outlines terms and conditions of the proposed loan including origination fees and loan costs for you and your clients full transparency and protection. Ability to close quickly for borrowers who cannot secure conventional bank financing, increases your closed loan volume and helps you help your clients close difficult requests.
Investors
​Investors receive strong yields with high current monthly income through private capital short-term Trust Deed Investments.
Secured by well-positioned real estate assets at low loan-to-value ratios with high protective equity. Private borrowers pay higher interest rates which generates higher returns to you. The source of monthly payments through personal and rental income or escrow hold backs and the exit strategy for repayment of the loan through future sale or refinance, are evaluated to ensure payments and payoff are completed as agreed.